Find the perfect credit card for effortless global transactions. Enjoy unparalleled ease and safety.

Top Travel Credit and Debit Cards

Traveling the world is an exciting experience if you have travel master cards. But it can also cause financial difficulties without the right financial plan. We always insist on budgeting for our services here at Origin Finance.

Finding the best credit card for international use is essential for a cheap trip. With so many possibilities, pick a card that offers the most benefits. Choose one affordable rate and the highest level of security.
In this guide, we will examine the best credit cards for international use. You can use some of these credit cards in Europe. These are credit cards that ensure convenience while you are traveling.

Best Credit Cards to Use Abroad

Here is a list of the best credit cards you can get:

1. Chase Sapphire Preferred® Card

2. American Express Platinum Card®

3. Citi Premier® Card

4. Capital One VentureOne Rewards Credit Card

5. Discover it® Miles

Best Credit Cards for International Use

Here is more of what you need to know about the best credit card for travel:

1. Chase Sapphire Preferred® Card

For the best card for traveling overseas, the Chase Sapphire Preferred® Card is in the lead. This one is popular among travelers thanks to its big sign-up bonus. The card has the potential for earnings and widespread acceptance. One of its key elements is that, when you make a purchase, you can earn Chase Ultimate Rewards points.

There are no foreign transaction fees, which makes it one of the best credit cards for Europe’s travel. The credit card also has flexible redeeming choices. These choices include booking through the Chase Travel website.

You can transfer points to airline or hotel partners with this card. More benefits include primary rental car insurance and trip cancellation/interruption coverage.

2. American Express Platinum Card®

The American Express Platinum Card® is a good credit card for overseas travel with luxury. It has various travel benefits, such as access to upscale airport lounges. Good examples of such lounges include the Centurion and Priority Pass lounges.

The card also provides large travel credits for airlines, Uber, and other services. You can apply for a travel credit card that speeds up airport security checks. You will use Global Entry or TSA PreCheck fee credits.

You can also transfer points from Membership Rewards. There are some hotel and airline loyalty programs through which you can transfer points. This travel rewards credit card has zero foreign transaction costs. When traveling, you’ll get concierge services and complete travel insurance.

3. Citi Premier® Card

This is another travel bonus credit card with zero foreign transaction costs. You can earn ThankYou Points to be used to buy gift cards, travel, and other things. The credit card also provides international car rental insurance. You will also get trip cancellation or interruption insurance services.

4. Capital One VentureOne Rewards Credit Card

This is another travel perks credit card for reserving hotels. It has no yearly charge, and you get to enjoy zero foreign transaction costs. You earn infinite miles with the option to redeem your miles for travel costs,. Also, you get free credit for TSA PreCheck or Global Entry.

5. Discover it® Miles

If you’re looking for a credit card with no annual fee, the Discover it® Miles card is worth considering. It is one of the best credit cards for travel and cash back. One of its attributes includes unlimited 1.5x miles on all purchases, doubled for the first year.

You can redeem miles for travel expenses or convert them to cashback. There are also no foreign transaction fees. If you are in search of credit cards, this is a cost-effective option for global travelers.

Factors to Consider Before Choosing the Best Credit Card for International Use

Before choosing the best credit card for international use, consider:

Worldwide acceptance

You should choose a travel miles credit card that many countries use. This will help to avoid any problems with payment while traveling.

Fees for foreign transactions

Search for credit card miles for travel that don’t impose high fees while traveling. High fees can pile up throughout your travels. This can put you in a cycle of debt and stop your travel. You don’t want to miss your vacation because of this.

Technology using EMV chips

Technology also plays a role in choosing the best credit card for traveling abroad. There are EMV-chip cards that offer increased protection. These cards lower the possibility of fraud when making payments abroad. Ask your credit card provider if their credit cards have this technology. 

Travel protection

While traveling, you want to be as safe as possible. Look for credit cards good for international travel that have insurance. The insurance can include coverage for trip cancellations, lost luggage, and medical emergencies.

Travel benefits

Many credit cards provide travel benefits. But, getting good credit cards for traveling abroad is hard. Look for one that provides optimal benefits. These benefits may include miles or points for redeeming and other travel-related costs.

What credit cards can you use in Africa?

Any MasterCard, Visa, American Express, or African card is acceptable. But as a traveler, be aware that American Express cards are less commonly accepted. This is true in many African nations, but not all. The Discover card has good travel credit card offers in Africa.

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Final Verdict On The Best Credit Card For International Use

Choosing the best credit card for international travel affects your travel experience. Your spending patterns and travel choices determine which card is ideal for you. There are different international transaction costs. Consider this if you need the best credit card for a European trip.

Look for travel insurance and worldwide acceptance when you compare travel credit cards. The best credit card for international use will save you money. It will ensure you have a smoother and more pleasurable voyage.

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